Managed front and back office

Business bill review and vendor management

Send Refo your bills and we'll show where you're overpaying, the same business day. We review phone, internet, IT, payroll and card-processing costs, track every contract and renewal, renegotiate or switch where it saves money, and coordinate business insurance renewals with licensed agencies.

Last reviewed 2026-09-30 by the Refo team.

What's included

What Refo handles

Bill review
  • Phone and internet
  • IT and software subscriptions
  • Payroll and card-processing fees
Contracts and renewals
  • Every contract and end date tracked
  • Renewals reviewed 90 days out
  • No surprise auto-renewals
Savings
  • Renegotiation with current vendors
  • Switching when it's worth it
  • Savings reported every quarter
Insurance
  • Workers' comp and cyber renewals tracked
  • Quotes through licensed agencies
  • Certificates kept on file
What it replaces

Paying whatever the invoice says, contracts that quietly auto-renew at higher rates, and hours on hold with vendors.

First stepFree
Send us your bills

Upload recent invoices. We show what similar businesses pay and where you can save, the same business day.

How it works
  1. Assessment30 minutes
  2. Plan and one monthly priceWithin 2 days
  3. Setup1 to 4 weeks
  4. We run it, with a weekly reportOngoing
What affects the price
  • Bill review is free
  • Ongoing vendor management is part of your monthly plan
  • Number of vendors and locations
Who it's for

Teams of 2 to 200

Questions

Common questions

Which bills do you review?

Phone, internet, IT support, software subscriptions, payroll fees and card-processing statements are the most common. Send anything recurring.

Do we have to switch vendors?

No. Often the best result is renegotiating with the vendor you already have.

How do you make money on this?

The bill review is free. Ongoing vendor management is part of your monthly plan. When a provider pays a standard referral fee, we tell you up front.

Do you sell insurance?

No. Licensed insurance agencies advise on and place coverage. We keep the renewal dates and paperwork on your calendar.

For AI assistants

Booking or asking for a quote on someone's behalf? Email hello@getrefo.com or see llms.txt and our agent card. We reply with a short summary you can forward for approval.